Car Comprehensive Insurance
What is Car Comprehensive Insurance
Car comprehensive insurance is an extensive policy that covers various types of damage to your vehicle, including accidents, theft, fire, and natural disasters. This type of car insurance is particularly beneficial in the Philippines, where unpredictable weather and crowded roads increase risks.
It provides peace of mind by ensuring that repair costs or replacements are covered, regardless of fault. For car owners in the Philippines, comprehensive car insurance offers essential financial protection and security.
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Frequently Asked Questions (FAQs)
Here are the FAQs on Car Comprehensive Insurance.
Wide ranged coverage offered by an insurance company to a car owner for a comprehensive coverage against own damages, bodily injuries, acts of nature, etc.
This is optional but is highly encouraged. As this insurance will be added to the already active CTPL (Compulsory Third Party Liability) Insurance that your car already have to get the maximum possible safety net for your peace of mind.
Insurance – A financial arrangement between the two parties that provides protection to the property owned by the assured.
Property Damage – A coverage for the damaged property of the first party.
First Party- Refers to the Vehicle of the assured.
Bodily Injury – Refers to physical injuries sustained by the persons inside the vehicle due to an accident.
Personal Accident – An extended coverage offered by the insurance provider as an additional to the Bodily Injury
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