Get Your CTPL Insurance Quick and Easy with Magpainsure.com
CTPL Insurance in the Philippines
CTPL (Compulsory Third Party Liability) Insurance is mandatory for all motor vehicle owners in the Philippines. It covers third-party bodily injury or death caused by your vehicle and is required by the Land Transportation Office (LTO) for registration.
Why Choose Magpainsure
- ✅ Trusted by Leading Insurance companies.
- ✅ Affordable CTPL Insurance prices.
- ✅ LTO-compliant for hassle-free vehicle registration.
- ✅ Fast & easy online application.

Experience Hassle-free CTPL Insurance Application
Get Covered Quickly with Our Simple 3-Step Process
Apply Online
Fill out the online application form—make sure to have your vehicle’s Certificate of Registration (CR) ready.
Pay Premium
Choose your preferred payment method for a secure and hassle-free transaction.
Receive Policy
Get your policy delivered via email and enjoy peace of mind on the road.
Affordable CTPL Insurance Prices in the Philippines
Choose the right CTPL Insurance Plan for your needs.
"Sa umpisa, ayaw ko pang magtiwala, pero totoong legit dito sa Magpainsure. Mura na, mabilis pa!"

Frequently Asked Questions (FAQs)
Here are the FAQs on CTPL Insurance.
You need your vehicle information, which can be found on the Certificate of Registration (CR), and payment for the policy.
TPL – Third Party Liability
Insurer – Company who provides the Insurance Policy to the assured
Assured – The owner of the insurance policy.
Policy – Written contract between the assured and the insurer with regards to the insurance coverage.
Coverage – Time/Duration of which the policy is active.
Third Party – Refers to the person not included in the contract but may be affected by the coverage.
Currently, our platform only accept payments through GCash.
You should receive your CTPL Policy, Certificate of Cover (COC), and Official Receipt (OR) within 1 hour.
If you experience delays, please contact us at [email protected] or +63 921 577 1883 for assistance.
Yes! You can purchase CTPL insurance on behalf of someone else.
- Issuance cutoff time on weekdays (Monday to Friday) is 3:00 PM. Policies purchased after this time will be processed the next business day.
- If you purchase CTPL insurance on a weekend or holiday, it will be processed on the next working day.
Heavy trucks are vehicles with six wheels and above, including dump trucks, prime movers, tractor heads, concrete mixers, truck-mounted cranes, and other similar large commercial or industrial trucks.
Yes, the LTO requires it upon your motor vehicle registration in the Philippines. To learn more about CTPL, check out our comprehensive guide.
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