Get Affordable TPL (CTPL) Car Insurance in the Philippines — Fast and Hassle-Free
TPL (CTPL) Car Insurance in the Philippines
If you own a car in the Philippines, you are required by the LTO to have Compulsory Third Party Liability (CTPL) insurance, also known as TPL car insurance. It protects third parties in case of injury or death caused by your vehicle. At Magpainsure, we make getting your TPL car insurance quick, affordable, and completely online. Apply in minutes and receive your policy straight to your email with no long lines and no hassle.
Why Choose Magpainsure
- ✅ Trusted by Leading Insurance Companies.
- ✅ Affordable TPL Car Insurance Prices.
- ✅ LTO-compliant for Hassle-Free Vehicle Registration.
- ✅ Fast & Easy TPL Insurance Online Application.

Experience Hassle-free TPL Insurance Application Online
Get Covered Quickly with Our Simple 3-Step Process
Apply Online
Fill out the online application form—make sure to have your vehicle’s Certificate of Registration (CR) ready.
Pay Premium
Choose your preferred payment method for a secure and hassle-free transaction.
Receive Policy
Get your policy delivered via email and enjoy peace of mind on the road.
Affordable TPL Car Insurance in the Philippines
Get your car insured in minutes — no long lines, no paperwork, no hassle.
"Sa umpisa, ayaw ko pang magtiwala, pero totoong legit dito sa Magpainsure. Mura na, mabilis pa!"

Frequently Asked Questions (FAQs)
Here are the FAQs on CTPL Insurance.
You need your vehicle information, which can be found on the Certificate of Registration (CR), and payment for the policy.
TPL – Third Party Liability
Insurer – Company who provides the Insurance Policy to the assured
Assured – The owner of the insurance policy.
Policy – Written contract between the assured and the insurer with regards to the insurance coverage.
Coverage – Time/Duration of which the policy is active.
Third Party – Refers to the person not included in the contract but may be affected by the coverage.
Currently, our platform only accept payments through GCash.
You should receive your CTPL Policy, Certificate of Cover (COC), and Official Receipt (OR) within 1 hour.
If you experience delays, please contact us at [email protected] or +63 921 577 1883 for assistance.
Yes! You can purchase TPL (CTPL) car insurance on behalf of someone else.
- Issuance cutoff time on weekdays (Monday to Friday) is 3:00 PM. Policies purchased after this time will be processed the next business day.
- If you purchase CTPL insurance on a weekend or holiday, it will be processed on the next working day.
Yes, the LTO requires it upon your motor vehicle registration in the Philippines. To learn more about TPL, check out our comprehensive guide.
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